Banana Chocolate Chip Muffins are my go-to when I have overripe bananas sitting on the counter. They come together in one bowl, bake up tender and moist, and the chocolate chips add just the right amount of sweetness.
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This recipe uses simple ingredients you probably already have. The key is using very ripe bananas—the browner, the better—because they provide natural sweetness and moisture.
Whether you're a seasoned baker or just starting out, these muffins are forgiving and foolproof. Let's get baking!
Why You'll Love This Recipe
About the Ingredients
1 1/2 cups (190g) all-purpose flour
Use a kitchen scale for accuracy; spoon and level if measuring by cups. Substitute with whole wheat pastry flour for a heartier texture.
1 teaspoon baking soda
This helps the muffins rise. Check freshness by mixing with vinegar—if it fizzes, it's good.
1/2 teaspoon salt
Enhances flavors. Use fine sea salt for even distribution.
1/2 cup (1 stick or 113g) unsalted butter, melted
Melt and cool slightly. You can substitute with coconut oil for a dairy-free option.
2 large ripe bananas, mashed (about 1 cup)
Very ripe with brown spots give the best flavor. If you only have underripe, roast them at 350°F (175°C) for 15 minutes to sweeten.
3/4 cup (150g) granulated sugar
Adds sweetness. You can reduce to 1/2 cup if you prefer less sweet, but the muffins may be less tender.
1 large egg, at room temperature
Room temperature eggs incorporate better. If forgotten, place in warm water for 5 minutes.
1 teaspoon vanilla extract
Pure vanilla adds depth. Use imitation if needed, but pure is better.
1/2 cup (120ml) buttermilk, at room temperature
Adds moisture and tang. Make a substitute by adding 1 tablespoon lemon juice to 1/2 cup milk, let sit 5 minutes.
1 cup (175g) semi-sweet chocolate chips
Use high-quality chips for best flavor. You can also use dark or milk chocolate, or a mix.
Tips & Tricks
Don't overmix the batter
Mix until just combined, a few lumps are fine. Overmixing develops gluten and makes muffins tough.
Use ripe bananas
The browner, the better. They mash easily and provide more sweetness and moisture.
Fill muffin cups evenly
Use an ice cream scoop for uniform muffins that bake evenly.
Pro Tips
Step-by-Step Instructions
1. Preheat and Prep
Preheat your oven to 350°F (175°C). Line a 12-cup muffin tin with paper liners or grease with butter. This ensures easy release.
2. Mix Dry Ingredients
In a medium bowl, whisk together flour, baking soda, and salt. Set aside. This ensures even distribution of leavening.
3. Combine Wet Ingredients
In a large bowl, mix melted butter, mashed bananas, sugar, egg, vanilla, and buttermilk until well combined. Make sure the butter is not too hot to avoid scrambling the egg.
4. Fold in Dry
Add the dry ingredients to the wet mixture. Use a spatula to fold gently until just combined. A few streaks of flour are okay; overmixing makes muffins tough.
5. Add Chocolate Chips
Fold in 3/4 cup of chocolate chips, reserving a few for topping. This ensures chips are distributed throughout the batter.
6. Fill Muffin Cups
Divide the batter evenly among the 12 muffin cups, filling each about 3/4 full. Sprinkle the remaining chips on top for a bakery look.
7. Bake to Perfection
Bake for 18-22 minutes, until a toothpick inserted in the center comes out clean and the tops are golden brown. The internal temperature should be around 210°F (99°C).
8. Cool and Enjoy
Let muffins cool in the pan for 5 minutes, then transfer to a wire rack. Serve warm or at room temperature. Enjoy!
Delicious Variations
- Add 1/2 cup chopped walnuts or pecans for crunch.
- Swap chocolate chips for blueberries for a fruity twist.
- Use whole wheat flour and reduce sugar for a healthier version.
How to Store Banana Chocolate Chip Muffins
Refrigerator
Store in an airtight container at room temperature for up to 3 days, or in the fridge for up to a week.
Freezer
Wrap individually in plastic wrap and place in a freezer bag for up to 3 months. Thaw overnight in the fridge or microwave for 20 seconds.
Reheating
Warm in the microwave for 15-20 seconds or in a 350°F (175°C) oven for 5 minutes to refresh.
Frequently Asked Questions
Q: Can I use frozen bananas?
Yes, thaw them first and drain any excess liquid. Mash and proceed as directed.
Q: Can I make these muffins gluten-free?
Yes, substitute all-purpose flour with a 1:1 gluten-free baking blend and add 1/2 teaspoon xanthan gum if not included.
Q: Why are my muffins dense?
Dense muffins are often caused by overmixing the batter or using too much flour. Mix until just combined and measure flour correctly.
Q: Can I reduce the sugar?
You can reduce to 1/2 cup, but the muffins will be less sweet and slightly less tender. You may need to add 1-2 tablespoons of milk to maintain moisture.
I hope you enjoy these Banana Chocolate Chip Muffins as much as my family does. If you try them, leave a comment and let me know how they turned out. Happy baking!
Banana Chocolate Chip Muffins
Banana Chocolate Chip Muffins are moist, fluffy, and loaded with chocolate. Perfect for breakfast or a sweet snack.
🧂 Ingredients
- 1 1/2 cups (190g) all-purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon salt
- 1/2 cup (1 stick or 113g) unsalted butter, melted
- 2 large ripe bananas, mashed (about 1 cup)
- 3/4 cup (150g) granulated sugar
- 1 large egg, at room temperature
- 1 teaspoon vanilla extract
- 1/2 cup (120ml) buttermilk, at room temperature
- 1 cup (175g) semi-sweet chocolate chips
📋 Instructions
- 1Preheat and Prep — Preheat your oven to 350°F (175°C). Line a 12-cup muffin tin with paper liners or grease with butter. This ensures easy release.
- 2Mix Dry Ingredients — In a medium bowl, whisk together flour, baking soda, and salt. Set aside. This ensures even distribution of leavening.
- 3Combine Wet Ingredients — In a large bowl, mix melted butter, mashed bananas, sugar, egg, vanilla, and buttermilk until well combined. Make sure the butter is not too hot to avoid scrambling the egg.
- 4Fold in Dry — Add the dry ingredients to the wet mixture. Use a spatula to fold gently until just combined. A few streaks of flour are okay; overmixing makes muffins tough.
- 5Add Chocolate Chips — Fold in 3/4 cup of chocolate chips, reserving a few for topping. This ensures chips are distributed throughout the batter.
- 6Fill Muffin Cups — Divide the batter evenly among the 12 muffin cups, filling each about 3/4 full. Sprinkle the remaining chips on top for a bakery look.
- 7Bake to Perfection — Bake for 18-22 minutes, until a toothpick inserted in the center comes out clean and the tops are golden brown. The internal temperature should be around 210°F (99°C).
- 8Cool and Enjoy — Let muffins cool in the pan for 5 minutes, then transfer to a wire rack. Serve warm or at room temperature. Enjoy!



